PrePaid credit card instead of 7,777 EUR biltint loan: What is it about? For some days now, there have been more and more inquiries from clients in my office, who are made aware of claims by the bank. The company A-Z Internet Services LLC advertises on the net offering a non-creative Mastercard Golden and an immediate credit (lightning loan) up to EUR 7,777.
He then enters his details on the website mentioned in the advertisement, receives after a few days a so-called starter pack, for which he has to pay 149.90 EUR by mail. A large number of reports on the Internet also indicates that this starter package will be sent not only on call, but also when the finished order form is not even sent.
It can be assumed that the information will be tapped when filling out the order form.
Which components of this starter package are included? Unfortunately, not the desired balance, but only the access data for requesting a costly prepaid credit card. The promised lightning coupon does not exist. Those who do not accept the starter package because they have in the meantime asked about the circumstances of the providers or have not given any orders, will receive detailed reminders after a few days by mail, in which dunning costs of up to 555.45 EUR are expected.
It then explains which information was requested in the alleged order, whether a valid contract has been concluded and whether the addressee was obliged to pay the “issue costs” for MasterCard. In addition, it is alleged that, when placing the order, reference was made to the statutory right of withdrawal and withdrawal was therefore not possible.
The consumer must be informed in advance
They need to be informed about his right of withdrawal in detail and be assured in full knowledge of the law that he will waive his right of withdrawal. Anyone who unwaveringly neglects all this will then receive the threat of collection by post. Allegedly, the matter was passed on to the “dunning department” – which raises the question of who sent the previous dunning fraud.
Even those who have already paid the 149.90 EUR, because they wanted the promised Biltint loan and now have gotten a useless prepaid credit card, should deny the order, at least to save further costs.